After leaving England behind for a new life in the West Indies with her sisters, Verity Banning wants something to call her own. Her affinity for animals inspires her to set up a business importing horses, as well as other goods in demand by the island residents. But when she arrives in the Colonies to purchase her goods, unexpected news of Captain Duncan McKintrick awaits her — as does the captain’s handsome brother, Ian — whose sympathies lie with the fledgling Patriot cause.