This book is a record of the hearings before the Committee on Banking and Currency of the United States Senate, held in 1914 to investigate the ongoing crisis in the American banking and currency system. Featuring testimony from leading financial experts, bankers, and government officials, these hearings provide a detailed and candid assessment of the causes and consequences of the crisis, as well as the policy options available to address it. The insights gained from these hearings laid the groundwork for the major banking and financial reforms of the 20th century.

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