Annie lives with her elderly parents in a remote cottage. She is used to being alone. Every day she walks by the lonely marsh to school. Only in winter, when the wind howls in the trees, is Annie ever afraid. Her sister Willa is pregnant and Annie is overjoyed when she comes home to have her baby. Annie tells Willa the names of local plants and Willa tells Annie about the ghost, murdered by highwaymen, who is said to haunt the old forge nearby. Then, on a terrible night, with the phone lines down, Willa goes into labor. Annie is terrified of the ghost, but knows she must brave the storm to fetch help. As she ventures into the night, a horseman swings into view. He offers to take Annie to town. Before she can protest, Annie finds herself lifted on to his saddle and off they set on an intense, dream-like journey. Only once he has deposited her safely on the doctor's doorstep, does the horseman reveal that he is the ghost she fears.

安妮與年邁的父母住在偏遠的小屋。她早已習慣獨自一人，所以每天都自己走過沼澤去上學。只有在冬天，風在樹林中呼嘯的時候，她才會感到害怕。當安妮知道懷孕的姊姊薇菈要在家裡生產時，她高興極了。安妮會告訴薇菈當地安妮會跟薇菈聊當地的植物，而薇菈會講鬼故事給安妮聽，故事裡的鬼魅是被經常出沒在附近鐵匠鋪的強盜殺害的。在一個可怕的夜晚，電話打不通，而薇菈快要臨盆了。安妮雖然很怕鬼，但她知道她必須冒著暴風雨尋求幫忙。當她冒險在夜晚趕路時，安妮突然看見一位騎士。騎士提議帶安妮進城，但安妮還來不及拒絕，就已經被騎士抱起坐在馬鞍上，展開一趟緊張刺激、夢幻般的旅程。騎士安全地將安妮送到醫生家門口，但騎士是否會跟安妮說他就是那個可怕的鬼呢？